What is Asset Finance?

Asset finance is the practice of using a company’s short-term investments, inventory and accounts receivable to borrow money or secure a loan. Asset finance is a type of lending businesses use to acquire movable assets such as machinery, equipment, and vehicles without buying them upfront. 

How does Asset Financing work?

Acquiring assets without affecting your bank balance can be a complicated process. Greyvensteins Attorneys represent borrowers, lessors, financial institutions, export credit agencies and investors in financing deals within and across the borders of South Africa. 

We understand the global finance industry and can assist you to anticipate, and take advantage of, complex rules and regulations. 

Greyvensteins Attorneys are business-minded lawyers who can solve the unique challenges you face in your small, medium or large enterprise to help you to achieve the optimal outcomes for simple and complex business and legal challenges. From real estate finance to corporate lending, leveraged finance, capital markets, securitisation of real estate finance to acquisitions and corporate recovery.   


  • Cross-border leasing
  • Domestic and international tax
  • Export credit agency-supported financing
  • Joint ventures
  • Procurement
  • Structured asset and debt financing
  • Structured and operating leasing
  • Security arrangements
  • Transaction structuring

It is important to consult an attorney from the beginning to negotiate payment terms and clarify how the use of assets as security can implicate the day-to-day operations of your business. Greyvensteins Attorneys have offices in Cape Town, Johannesburg and Port Elizabeth, and will help you with the negotiation, documentation, and completion of the transactions you engage in as part of your core business. We will also ensure that asset financing agreements work as the bank and the business intended them to.

Our Team

Greg Parker